Protect yourself from cyber threats and liability claims
Cyber insurance protects against damages caused by electronic threats to your computer systems or data. These threats can lead to the theft, damage or misuse of sensitive information or other vital technologies and can result in downtime and recovery costs that often include specialized repairs and legal fees.
Options are available to cover incident response services, first-party losses (your own) and third-party losses (those experienced by others for which you’re responsible). This coverage is also referred to as cyber security insurance or cyber risk insurance.
Why Businesses Need Cyber Liability Insurance
Hackers can target personally identifiable information (PII) or personal health information (PHI) you keep on your business’ computers. That’s why it’s important to protect your business with data breach or cyber liability insurance, helping you respond quickly after a data breach or cyberattack. These coverages can help if:
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Your business’ computers get a virus that exposes private, sensitive information.
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Customers or patients sue after your business loses PII or PHI.
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You’re faced with high public relations costs to help protect your business’ reputation after a data breach.
Ask yourself these questions to see if your business needs cyber liability insurance:
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Do we collect, store, send or receive PII or PHI?
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Do we work in an industry with rules about customer information,
such as healthcare, education or finance? -
What would we do if we faced a cyberattack today?
As more small businesses choose to use and store digital data, the need for this coverage has expanded to more than just the healthcare and banking industries.
A few of the many businesses that should consider a cyber policy include:
Retailers, Restaurants, Hair salons / Barbers, Marketing companies, Contractors, Real-estate agents, Consultants, Financial firms
Cyber insurance quotes personalized to your needs
Convenience
You can get a quote by answering a few questions online, by phone, chat, or email.
Save Money
We'll do the shopping for you so you can be sure you've got the right price.
Experienced
Our team of insurance experts know the ins and outs of commercial insurance.
Customized
We listen closely and design the plan suited to your needs.
With MIAFS, you have options
As your Independent Insurance Agency, we have connections with some of the top rated insurance companies which allows us to find competitive rates and the right coverage for your business needs.
We're not bound to a single insurance carrier, we represent you and your specific needs.
Our team of in-house specialists are experts at helping small business owners, like you, find the right insurance coverage. They’ll help you get a quote with the best coverage for your specific business and budget.
