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Renters insurance offers essential protection

Renters looking to protect their stuff can rely on affordable renters insurance from MIAFS, but coverage goes beyond your personal belongings. A renters insurance policy may also pay for medical bills if someone is injured due to an occurrence, or additional living expenses if your home is unlivable due to a covered loss. Get a renters insurance quote online today and see how easily you can obtain customized coverage through MIAFS.

Renters insurance coverage gives you peace of mind

Personal property 
Personal property coverage provides coverage for items such as clothing, electronics, furniture, tools, and appliances. These types of items may be covered against incidents including fire, theft, vandalism, tornadoes, and water damage. You may need extra coverage for jewelry or art and collectibles, which you can add during the renters insurance quote process.

Liability 
If you're responsible for someone's injuries at your residence, personal liability coverage may pay for their injuries up to the limits of your policy.

Example: You host a party and one of your guests slips and falls. If you're liable, renters insurance may pay for medical expenses, lost wages and court/legal fees if you're sued.

Loss of use
If your place is damaged and uninhabitable due to a covered loss, loss of use coverage may help pay for lodging and grocery expenses (above what you'd normally pay).

Example: You're forced to stay in a hotel for a week during damage repairs. You may be reimbursed for hotel and dining expenses above what you would normally spend on groceries or dining out.

Who needs renters insurance?

Renters insurance is for anyone renting an apartment, home, or condominium (if you're a landlord renting out a home, call 866-921-6095 for help with a specialized policy). If your landlord/complex requires renter insurance, we can send proof of insurance to your landlord/complex.

If your personal property is stolen or damaged in a fire, your landlord typically won't cover anything. That's why you may want renters insurance coverage to help protect your belongings.

With MIAFS, you have options

As your Independent Insurance Agency, we have connections with some of the top rated insurance companies which allows us to find competitive rates and the right coverage for your insurance needs.

We're not bound to a single insurance carrier, we represent you and your specific needs. 

Our team of in-house specialists are experts at helping our clients find the right insurance coverage. They’ll help you get a quote with the best coverage for your specific needs..

Renters Insurance
Rent insurance

Get a renters insurance quote
online or call for advice

Or call 866-921-6095

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