top of page

Get a quote online and sled protected

Riding a snowmobile is a awesome winter pastime, but comes with its share of risks – especially when you're sledding at high speeds in low-visibility, snowy weather. MIAFS stands out among snowmobile insurance companies because we offer a range of coverage and price options.

snowmobile insurance

Snowmobile insurance coverages we offer

A snowmobile policy from MIAFS provides optimum insurance coverage for you and your sled. Learn more about our coverages.


Bodily injury and property damage liability
Pays for injuries and/or property damage you cause to others while riding your snowmobile, up to the limits of your policy.

Uninsured/underinsured motorist bodily injury and property damage 
If you're injured by another rider with no insurance or not enough of it, your UMBI/PD kicks in up to your policy's limits.

Medical payments

Pays for hospital bills, regardless of fault, if you, your passengers, or anyone involved in a snowmobile accident is injured.

Comprehensive and collision 
Comprehensive pays to repair or replace your snowmobile if it's stolen or vandalized. You're also covered for damage from fire, hitting an animal, or weather-related incidents. Collision covers your snowmobile if damaged in an accident with another vehicle or object.

Accessories and custom parts/equipment 
If you've made enhancements or upgrades to your snowmobile that weren't factory installed, accessory and custom parts/coverage equipment automatically provides up to $3,000 in coverage if you have comprehensive and collision on your policy. You can purchase additional coverage up to $30,000.

With MIAFS, you have options

As your Independent Insurance Agency, we have connections with some of the top rated insurance companies which allows us to find competitive rates and the right coverage for your insurance needs.

We're not bound to a single insurance carrier, we represent you and your specific needs. 

Our team of in-house specialists are experts at helping our clients find the right insurance coverage. They’ll help you get a quote with the best coverage for your specific needs..

snowmobile insurance
snowmobile coverage

Get a snowmobile insurance quote and ride protected 

Or call 866-921-6095

bottom of page