Get a quote online and sled protected
Riding a snowmobile is a awesome winter pastime, but comes with its share of risks – especially when you're sledding at high speeds in low-visibility, snowy weather. MIAFS stands out among snowmobile insurance companies because we offer a range of coverage and price options.
Snowmobile insurance coverages we offer
A snowmobile policy from MIAFS provides optimum insurance coverage for you and your sled. Learn more about our coverages.
- STANDARD COVERAGES -
Bodily injury and property damage liability
Pays for injuries and/or property damage you cause to others while riding your snowmobile, up to the limits of your policy.
Uninsured/underinsured motorist bodily injury and property damage
If you're injured by another rider with no insurance or not enough of it, your UMBI/PD kicks in up to your policy's limits.
Medical payments
Pays for hospital bills, regardless of fault, if you, your passengers, or anyone involved in a snowmobile accident is injured.
Comprehensive and collision
Comprehensive pays to repair or replace your snowmobile if it's stolen or vandalized. You're also covered for damage from fire, hitting an animal, or weather-related incidents. Collision covers your snowmobile if damaged in an accident with another vehicle or object.
Accessories and custom parts/equipment
If you've made enhancements or upgrades to your snowmobile that weren't factory installed, accessory and custom parts/coverage equipment automatically provides up to $3,000 in coverage if you have comprehensive and collision on your policy. You can purchase additional coverage up to $30,000.
With MIAFS, you have options
As your Independent Insurance Agency, we have connections with some of the top rated insurance companies which allows us to find competitive rates and the right coverage for your insurance needs.
We're not bound to a single insurance carrier, we represent you and your specific needs.
Our team of in-house specialists are experts at helping our clients find the right insurance coverage. They’ll help you get a quote with the best coverage for your specific needs..
